This publication delves into how financial literacy programs, delivered through Village Savings and Loan Associations (VSLAs), have transformed the financial stability of vulnerable communities. It discusses best practices for implementing VSLAs, including training modules on record-keeping, transparent decision-making, and effective resource allocation.

Notable outcomes include increased school enrollment rates and improved access to basic amenities among participants. A highlighted story is that of Abdullahi Mohammed, who used his VSLA savings to establish a successful small business, lifting his family out of poverty.

Author: Ngozi Chukwu